Credit Card Abuse Charges for Using Your Own Card?

Credit card abuse is generally regarded as a fraud crime. It is considered a crime under Texas criminal law when he or she does any of the following actions:

• Using a card that belongs to another individual without that individual's express permission (whether stolen, found or obtained through identity theft).
• Buying, selling or accepting a credit card known to have been obtained through illegal or fraudulent means or without legal authorization.
• Convincing another person to use their credit card for a purchase when it is known that that person doesn't have the means to pay or make payments.
• Using your own credit card which has been obtained through false information given on an application for credit.
• Using your own credit card even though you know the purchase exceeds the credit available or if the card is expired or has been revoked.

As you can see from the above, there are instances where using your own credit card may be considered credit card abuse so it is vital that you are protected from such charges. Texas takes fraud very seriously and prosecutors will be working hard to get a conviction. Make sure your side of the story gets a just hearing and protect your rights by getting the help of a Dallas criminal defense attorney right away.

The penalties for credit card abuse in Dallas vary depending on the type of alleged fraud and the dollar amount. It can be considered a state jail felony resulting in up to two years in prison as well as expensive fines and restitution.

How a Dallas Credit Card Abuse Attorney May Help

Even though credit card abuse is considered a non-violent crime, prosecutors will do their utmost to make the charges stick and get a conviction. With the help of a dedicated defense lawyer on your side, it may be possible to get the charges reduced or dismissed altogether. We use every ounce of skill, knowledge and experience to defend the client against unwarranted or exaggerated charges. With the complexity of credit card applications and statements and the stress of the average work-a-day person's world, mistakes can be easily made. Likewise, you may be being charged for something that wasn't your fault in the first place. Make sure you have someone working for you and ensuring that your side is heard.

Contact a Dallas credit card abuse lawyer with the firm as soon as possible to schedule an initial consultation.